/* Key Experts — main.css · Charcoal + Brass/Gold, warm-cream body (distinct dark/premium system) */
:root{
  --ink:#201c14; --mut:#6f6656; --bg:#f6f2ea; --surf:#efe8da; --card:#fffdf8; --line:#e4dbc9;
  --char:#161519; --char2:#201f26; --char3:#2b2a33;
  --gold:#c8992e; --gold-l:#e6bb4e; --gold-d:#9c760f; --cream:#f4ead2;
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --wrap:1200px; --r:4px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--gold-d);text-decoration:none}
h1,h2,h3,h4{line-height:1.1;letter-spacing:-.01em;font-weight:800;color:var(--ink)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:100}
.muted{color:var(--mut)}
.section{padding:64px 0}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;font-size:.72rem;color:var(--gold-d)}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--gold)}
.lede{font-size:1.18rem;color:#4a4234;max-width:60ch}
.btn{display:inline-flex;align-items:center;gap:9px;font-weight:800;border-radius:var(--r);padding:15px 26px;font-size:1rem;cursor:pointer;border:2px solid transparent;letter-spacing:.01em;text-transform:uppercase;font-size:.9rem}
.btn--gold{background:var(--gold);color:#161519;border-color:var(--gold)}
.btn--gold:hover{background:var(--gold-l);border-color:var(--gold-l)}
.btn--dark{background:var(--char);color:#fff;border-color:var(--char)}
.btn--ghost{background:transparent;color:var(--cream);border-color:rgba(230,187,78,.5)}
.btn--ghost:hover{border-color:var(--gold);color:#fff}
.btn--ghostd{background:transparent;color:var(--ink);border-color:var(--line)}

/* ---------- header (dark) ---------- */
.site-hd{position:sticky;top:0;z-index:50;background:var(--char);border-bottom:1px solid rgba(200,153,46,.28)}
.hd-in{max-width:var(--wrap);margin:0 auto;display:flex;align-items:center;gap:16px;padding:11px 24px}
.brand{display:flex;align-items:center;gap:12px}
.brand img{height:42px;width:auto}
.brand .bt{font-weight:900;letter-spacing:.02em;font-size:1.28rem;text-transform:uppercase;line-height:1;font-style:italic}
.brand .bt b{color:#e9e4da;font-weight:900}
.brand .bt span{color:var(--gold-l)}
.hd-nav{margin-left:auto;display:flex;gap:26px;align-items:center;font-weight:700;font-size:.82rem;letter-spacing:.08em;text-transform:uppercase}
.hd-nav a{color:#cfc9bd}
.hd-nav a:hover{color:var(--gold-l)}
.hd-call{background:var(--gold);color:#161519!important;padding:10px 16px;border-radius:var(--r);font-weight:900;letter-spacing:.02em}
.burger{display:none;margin-left:auto;background:none;flex-direction:column;gap:5px;padding:8px}
.burger span{width:26px;height:3px;background:var(--gold-l);border-radius:2px;display:block}
@media(max-width:820px){
  .burger{display:flex}
  .hd-nav{position:fixed;inset:60px 0 auto 0;background:var(--char2);flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 20px;transform:translateY(-140%);transition:transform .25s;border-bottom:2px solid var(--gold)}
  .hd-nav.open{transform:translateY(0)}
  .hd-nav a{padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08)}
  .hd-call{margin-top:12px;text-align:center}
  .brand .bt{font-size:1.1rem}
}

/* ---------- hero (dark, full-width) ---------- */
.hero{background:var(--char);color:#efe9dd;position:relative;overflow:hidden;border-bottom:3px solid var(--gold);padding-bottom:52px}
.hero::after{content:"";position:absolute;right:-8%;top:-30%;width:520px;height:520px;background:radial-gradient(closest-side,rgba(200,153,46,.16),transparent);pointer-events:none}
.hero .grid{display:grid;grid-template-columns:1.12fr .88fr;gap:52px;align-items:center;padding:66px 0;position:relative;z-index:1}
.hero h1{font-size:clamp(2.2rem,5.4vw,3.7rem);color:#fff;letter-spacing:-.02em}
.hero h1 .hl{color:var(--gold-l)}
.hero .lede{color:#c9c2b4;margin-top:18px}
.hero .ph{position:relative}
.hero .ph img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:6px;border:1px solid rgba(230,187,78,.3)}
.hero .ph::before{content:"";position:absolute;inset:-12px -12px auto auto;width:64px;height:64px;border-top:3px solid var(--gold);border-right:3px solid var(--gold);border-radius:0 6px 0 0}
.hero .ph::after{content:"";position:absolute;inset:auto auto -12px -12px;width:64px;height:64px;border-bottom:3px solid var(--gold);border-left:3px solid var(--gold);border-radius:0 0 0 6px}
.bul{list-style:none;display:grid;gap:12px;margin:24px 0}
.bul li{display:flex;gap:12px;align-items:flex-start;font-weight:600;color:#ddd6c8}
.bul svg{flex:0 0 22px;margin-top:2px}
.ctarow{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px;align-items:center}
.rate{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:.9rem;color:#c9c2b4}
.rate .s{color:var(--gold-l);letter-spacing:2px}
.hero-stats{display:flex;gap:0;flex-wrap:wrap;margin-top:34px;border:1px solid rgba(230,187,78,.28);border-radius:6px;overflow:hidden}
.hero-stats div{flex:1;min-width:110px;padding:16px 18px;border-right:1px solid rgba(230,187,78,.2)}
.hero-stats div:last-child{border-right:0}
.hero-stats b{display:block;font-size:1.5rem;font-weight:900;color:var(--gold-l);line-height:1}
.hero-stats span{font-size:.76rem;color:#a89f8d;text-transform:uppercase;letter-spacing:.05em}
@media(max-width:860px){.hero .grid{grid-template-columns:1fr;gap:32px}}

/* ---------- availability strip ---------- */
.availbar{background:var(--char2);color:#eee;border:1px solid rgba(230,187,78,.3);border-radius:6px;padding:22px 26px;display:flex;gap:18px;align-items:center;flex-wrap:wrap;margin-top:-30px;position:relative;z-index:3}
.availbar b{font-size:1.05rem;color:var(--gold-l);text-transform:uppercase;letter-spacing:.04em}
.availbar form{display:flex;gap:10px;flex-wrap:wrap;margin-left:auto}
.availbar input{padding:13px 15px;border-radius:var(--r);border:1px solid #444;background:#111;color:#fff;font-size:1rem;min-width:160px}
.availbar .out{width:100%;font-size:.92rem;color:var(--gold-l);margin-top:4px;display:none}

/* ---------- generic modules ---------- */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
@media(max-width:820px){.grid3{grid-template-columns:1fr}.grid2{grid-template-columns:1fr;gap:26px}}
.card{background:var(--card);border:1px solid var(--line);border-radius:6px;padding:26px}
.card h3{font-size:1.12rem;margin-bottom:8px}
.card p{color:#4a4234}
.ico{width:52px;height:52px;border-radius:6px;background:var(--char);color:var(--gold-l);display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:14px}
.feature{background:var(--card);border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:6px;padding:24px}
.feature h3{font-size:1.08rem;margin-bottom:6px}
.feature p{color:#4a4234;font-size:.96rem}
.feature .tag{display:inline-block;font-size:.68rem;font-weight:900;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-d);margin-bottom:10px}
.steps{display:grid;gap:0;grid-template-columns:repeat(3,1fr);counter-reset:s}
.steps li{list-style:none;padding:26px 24px;border:1px solid var(--line);border-right:0;background:var(--card)}
.steps li:last-child{border-right:1px solid var(--line)}
.steps li::before{counter-increment:s;content:"0" counter(s);font-weight:900;font-size:1.6rem;color:var(--gold);display:block;margin-bottom:8px}
.steps li h3{font-size:1.05rem;margin-bottom:6px}
.steps li p{color:#4a4234;font-size:.95rem}
@media(max-width:820px){.steps{grid-template-columns:1fr}.steps li{border-right:1px solid var(--line)!important;border-bottom:0}.steps li:last-child{border-bottom:1px solid var(--line)}}
.dd{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.dd .do,.dd .dont{border-radius:6px;padding:22px;border:1px solid var(--line)}
.dd .do{background:#f3f5ee;border-left:4px solid #3d7a3d}
.dd .dont{background:#f8f0ee;border-left:4px solid #b3452e}
.dd ul{margin:8px 0 0;list-style:none;display:grid;gap:9px}
.dd li{display:flex;gap:9px;color:#4a4234}
@media(max-width:640px){.dd{grid-template-columns:1fr}}
.band{background:var(--char);color:#efe9dd;border-top:3px solid var(--gold);border-bottom:3px solid var(--gold)}
.statbar{display:flex;gap:30px;flex-wrap:wrap;justify-content:space-around;text-align:center}
.statbar b{display:block;font-size:2rem;font-weight:900;color:var(--gold-l)}
.statbar span{font-size:.8rem;color:#a89f8d;text-transform:uppercase;letter-spacing:.05em}
.callout{background:var(--surf);border-left:4px solid var(--gold);border-radius:6px;padding:24px 26px}
.callout.acc{border-left-color:var(--char)}
.callout h3{margin-bottom:10px}
.prose p{color:#4a4234;margin-bottom:14px}
.factcard{background:var(--char);color:#efe9dd;border-radius:6px;padding:26px;border:1px solid rgba(230,187,78,.3)}
.factcard h3{color:var(--gold-l);font-size:1rem;margin-bottom:6px;text-transform:uppercase;letter-spacing:.05em}
.factcard ul{list-style:none;margin-top:6px}
.factcard li{display:flex;gap:12px;align-items:center;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:.95rem;color:#d8d1c3}
.factcard li:last-child{border-bottom:0}
.factcard li b{color:var(--gold-l);font-size:1.1rem;min-width:52px}
.numbox{display:flex;gap:16px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-radius:6px;padding:20px}
.numbox .n{flex:0 0 42px;height:42px;border-radius:6px;background:var(--gold);color:#161519;font-weight:900;display:flex;align-items:center;justify-content:center;font-size:1.15rem}
.numbox b{display:block;margin-bottom:2px}
.numbox p{color:#4a4234;font-size:.94rem;margin:0}

/* notruf banner */
.notruf{background:var(--char);border:1px solid var(--gold);border-radius:6px;padding:26px 28px;display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap;color:#efe9dd}
.notruf b{font-size:1.25rem;color:#fff}
.notruf .btn{background:var(--gold);color:#161519;border-color:var(--gold)}

/* pdf offer */
.pdfrow{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.pdf{display:flex;gap:12px;align-items:center;background:var(--card);border:1px solid var(--line);border-radius:6px;padding:16px;font-weight:700;color:var(--ink)}
.pdf .t{font-size:1.5rem;color:var(--gold-d)}
@media(max-width:820px){.pdfrow{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.pdfrow{grid-template-columns:1fr}}

/* guides teaser */
.gcards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.gcard{background:var(--card);border:1px solid var(--line);border-radius:6px;overflow:hidden;transition:transform .15s,box-shadow .15s}
.gcard:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(30,22,10,.12)}
.gcard .thumb{aspect-ratio:16/9;background:var(--char2)}
.gcard .thumb img{width:100%;height:100%;object-fit:cover}
.gcard .thumb.ph-grad{display:flex;align-items:center;justify-content:center;font-size:2rem;color:var(--gold-l)}
.gcard .b{padding:18px}
.gcard .cat{font-size:.68rem;text-transform:uppercase;letter-spacing:.1em;color:var(--gold-d);font-weight:900}
.gcard h3{font-size:1.02rem;margin-top:6px}

/* ---------- city block (homepage middle) ---------- */
.citypanel{background:var(--char);color:#efe9dd;border-radius:8px;padding:40px;border:1px solid rgba(230,187,78,.28)}
.citypanel .eyebrow{color:var(--gold-l)}
.citypanel h2{color:#fff}
.citypanel .lede{color:#c9c2b4}
.citywall{columns:5;column-gap:26px;margin-top:26px}
@media(max-width:1100px){.citywall{columns:4}}
@media(max-width:820px){.citywall{columns:3}}
@media(max-width:620px){.citywall{columns:1}}
.citywall .blk{margin:0 0 6px;break-inside:auto}
.citywall summary{font-size:.74rem;text-transform:uppercase;letter-spacing:.08em;color:var(--gold-l);font-weight:800;list-style:none;cursor:default;padding:9px 0 4px;break-after:avoid}
.citywall summary::-webkit-details-marker{display:none}
.citywall .ct{color:#8a8272;font-weight:600}
.citywall .cities a{display:block;color:#c7c0b2;padding:2px 0;font-size:.9rem;break-inside:avoid}
.citywall .cities a:hover{color:var(--gold-l)}
@media(max-width:620px){
  .citywall{columns:1}
  .citywall .blk{border:1px solid rgba(230,187,78,.2);border-radius:6px;margin-bottom:8px;padding:2px 14px}
  .citywall summary{cursor:pointer;padding:13px 0;position:relative}
  .citywall summary::after{content:"+";position:absolute;right:2px;top:11px;font-size:1.3rem;line-height:1;color:var(--gold-l)}
  .citywall .blk[open] summary::after{content:"\2013"}
  .citywall .cities{padding-bottom:12px}
}

/* FAQ */
.faq details{border:1px solid var(--line);border-radius:6px;padding:4px 20px;margin-bottom:10px;background:var(--card)}
.faq summary{font-weight:800;color:var(--ink);cursor:pointer;padding:15px 0;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--gold-d);font-weight:900}
.faq details[open] summary::after{content:"–"}
.faq p{padding:0 0 15px;color:#4a4234}

/* intro panel + city cards (city pages) */
.intro-panel{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:6px;padding:30px 34px}
.intro-panel .eyebrow{margin-bottom:10px}
.intro-lead p{font-size:1.14rem;line-height:1.7;color:#3f382c;margin-bottom:14px}
.intro-lead p:first-child{font-size:1.24rem;color:var(--ink)}
.intro-lead p:last-child{margin-bottom:0}
.intro-trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px;padding-top:18px;border-top:1px dashed var(--line)}
.intro-trust span{background:var(--surf);border:1px solid var(--line);border-radius:999px;padding:8px 14px;font-weight:700;font-size:.84rem;color:var(--ink)}
.city-content{display:grid;gap:18px}
.csec{display:grid;grid-template-columns:56px 1fr;gap:22px;background:var(--card);border:1px solid var(--line);border-radius:6px;padding:26px 28px}
.csec__ico{width:56px;height:56px;border-radius:6px;background:var(--char);color:var(--gold-l);display:flex;align-items:center;justify-content:center;font-size:1.6rem}
.csec__body h3{font-size:1.2rem;margin:4px 0 10px}
.csec__body p{color:#4a4234;margin-bottom:12px}
.csec__body p:last-child{margin-bottom:0}
.csec__body ul{list-style:none;margin:12px 0 4px;display:grid;gap:10px}
.csec__body li{position:relative;padding-left:28px;color:#4a4234}
.csec__body li::before{content:"";position:absolute;left:0;top:8px;width:10px;height:10px;background:var(--gold);transform:rotate(45deg)}
@media(max-width:560px){.csec{grid-template-columns:1fr;gap:10px;padding:22px}}

/* guide detail */
.guide-wrap{display:grid;grid-template-columns:1fr 300px;gap:44px;align-items:start}
@media(max-width:900px){.guide-wrap{grid-template-columns:1fr}}
.guide-body h2{font-size:1.4rem;margin:28px 0 10px}
.guide-body h3{font-size:1.1rem;margin:20px 0 8px}
.guide-body p{color:#4a4234;margin-bottom:14px}
.guide-body ul{margin:0 0 14px 20px;color:#4a4234}.guide-body li{margin-bottom:6px}
.guide-hero{border-radius:6px;overflow:hidden;margin-bottom:22px;aspect-ratio:16/9;border:1px solid var(--line)}
.guide-hero img{width:100%;height:100%;object-fit:cover}
.guides-hero{background:var(--char);color:#efe9dd;padding:60px 0 48px;border-bottom:3px solid var(--gold);position:relative;overflow:hidden}
.guides-hero .wrap{position:relative}
.guides-hero__in{max-width:720px;position:relative;z-index:2}
.guides-hero__deco{position:absolute;right:-30px;top:50%;transform:translateY(-50%) rotate(-15deg);width:300px;height:300px;color:rgba(230,187,78,.08);z-index:1;pointer-events:none}
@media(max-width:600px){.guides-hero__deco{display:none}}
.guides-hero h1{color:#fff;font-size:clamp(2rem,5vw,3rem);margin:12px 0}
.guides-hero .lede{color:#c9c2b4}
.cat-chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.cat-chips a{background:rgba(230,187,78,.1);border:1px solid rgba(230,187,78,.3);color:#efe9dd;padding:8px 15px;border-radius:999px;font-size:.85rem;font-weight:600}
.cat-chips a:hover{background:var(--gold);color:#161519}
.cat-chips a span{color:var(--gold-l);font-weight:800;margin-left:5px}
.cat-block{margin-top:34px}.cat-block>h2{font-size:1.15rem;margin-bottom:14px;padding-bottom:8px;border-bottom:2px solid var(--gold);display:inline-block;text-transform:uppercase;letter-spacing:.04em}
.side{position:sticky;top:80px;display:grid;gap:18px}
.side .box{border:1px solid var(--line);border-radius:6px;padding:20px;background:var(--card)}
.side .box h3{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;color:var(--gold-d);margin-bottom:10px}
.side .box a{display:block;color:#4a4234;padding:5px 0;font-size:.93rem;border-bottom:1px solid var(--surf)}
.side .box a:last-child{border-bottom:0}.side .box a:hover{color:var(--gold-d)}
.side .cta{background:var(--char);color:#fff;border-radius:6px;padding:22px;text-align:center;border:1px solid var(--gold)}
.side .cta b{display:block;font-size:1.02rem;margin-bottom:10px;color:var(--gold-l)}
.side .cta .tel{color:#fff;font-weight:900;font-size:1.2rem}
.breadcrumb{font-size:.85rem;color:var(--mut);margin-bottom:14px}.breadcrumb a{color:var(--gold-d)}

/* ---------- footer (dark) ---------- */
.site-ft{background:var(--char);color:#cfc9bd;border-top:3px solid var(--gold);padding:52px 0 26px;margin-top:20px}
.ft-in{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.ft-top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:34px}
@media(max-width:820px){.ft-top{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.ft-top{grid-template-columns:1fr}}
.ft-brand .brand img{height:44px}
.ft-brand p{color:#9a9384;font-size:.9rem;margin:14px 0}
.ft-col h4{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;color:var(--gold-l);margin-bottom:12px}
.ft-col a{display:block;color:#c7c0b2;padding:5px 0;font-size:.94rem}.ft-col a:hover{color:var(--gold-l)}
.ft-rate{display:inline-flex;gap:8px;align-items:center;font-weight:700;color:#efe9dd;margin-top:6px}
.ft-rate .stars{color:var(--gold-l);letter-spacing:2px}
.ft-tel{display:inline-block;color:#fff;font-weight:900;font-size:1.3rem;margin:14px 0 4px}
.ft-tel small{display:block;font-size:.72rem;font-weight:600;color:var(--gold-l);letter-spacing:.04em}
.ft-cities{margin-top:8px}
.ft-cities .chip{display:inline-block;background:rgba(255,255,255,.05);border:1px solid rgba(230,187,78,.2);color:#cfc9bd;padding:5px 11px;border-radius:999px;font-size:.82rem;margin:3px 4px 3px 0}
.ft-cities .chip:hover{background:var(--gold);color:#161519}
.ft-notice{border-top:1px solid rgba(255,255,255,.1);margin-top:30px;padding-top:20px;font-size:.8rem;line-height:1.7;color:#8a8272;max-width:none}
.ft-legal{margin-top:14px;font-size:.82rem;color:#8a8272}
.ft-legal a{color:#c7c0b2}

/* sticky mobile CTA */
.sticky-cta{display:none;position:fixed;left:12px;right:12px;bottom:12px;z-index:60;background:var(--gold);color:#161519;text-align:center;font-weight:900;text-transform:uppercase;letter-spacing:.03em;padding:15px;border-radius:6px;box-shadow:0 10px 26px rgba(0,0,0,.4)}
@media(max-width:820px){.sticky-cta{display:block}body{padding-bottom:76px}}